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Ada Calhoun

Ada Calhoun

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Ada Calhoun is the editor-in-chief of Babble, a consulting editor at Nerve.com and a frequent contributor to the New York Times Book Review.... read more

Late Library Book? Watch Your Credit Score.

Posted Dec 26th 2007 10:24AM by Ada Calhoun
Filed under: Crime

Librarians are sick of getting pushed around. The New York Times today has a piece called "Late Books Can Take Toll on Credit" about how some libraries are getting serious about collecting on late fees, even hiring professional enforcers. And it's been having a great effect -- millions have been recovered this way. The article reports:

Borrowers who fail to return Queens Library books can be reported to a collection agency and to a credit bureau, with a damaged credit rating as a result - a tactic that so shocked one Far Rockaway rabbi that he filed a lawsuit. The collection policy also has pulled libraries - places where generations of children have learned moral lessons about returning what they borrow - into the debate on just how much punishment is appropriate for failing to return a library book.

But the libraries don't report children or their parents to the collection company, and they don't report anything under $25. Several notices go out before the agency is involved.

Good for those librarians, teaching people not to take them for granted! They put up with so much between the loud-talkers and the book vandals, they should play hardball.

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